Pay anyone, anywhere
The intelligent way to pay and get paid, globally
Send and manage global business payments from one platform — incentives, mass payouts, partner commissions, contractor payments, and rebates, automated end to end with powerful APIs, multi-currency wallets, and flexible payout options.
01 · Fund
Corporate bank ····4821 · ACH
+$25,000.0002 · Wallet
$48,200.00
Company wallet · USD03 · Payee
Amara Okafor
gets $1,250.00 — and chooses how
Bank transfer on its way — standard, rapid, or check
Over 25,000+ worldwide companies already use Xtrm
What is Xtrm?
Xtrm is the intelligent global payments platform designed to help businesses pay and get paid — fast, securely, and at scale.
Whether you're managing global incentive payments, mass payouts, partner commissions, contractor payments, or rebates, Xtrm automates the entire workflow with powerful APIs, multi-currency wallets, and flexible payout options.
Platform
Built for businesses that move money at scale
Move money anywhere in the world without complexity, cost, or compliance hurdles.
Embed payments into any business process with flexible APIs built for scale.
Unify cards, bank transfers, and digital wallets for transparent, efficient fund flows.
Automate secure, compliant payouts to anyone, anywhere.
Give payees control with multi-currency wallets and flexible payout options.
Onboard quickly with no setup fees, no limits, and simple transaction pricing.
Payee
Amir Hassan
USD Wallet
Balance $4,803.50, payment of $500.00 deducted, remaining balance
You pay
$500.00 USD
Receiver
Cloud Plus Plan
Chase Bank ending · 8821
POST /v1/payments
{
"amount": 160.00,
"currency": "USD",
"method": "virtual_card"
}
// response
201 · status: "authorized"
Virtual card
•••• •••• 4291
Diagram: payments from cards, bank transfers, and digital wallets enter the XTRM architecture, pass compliance, fraud check, currency exchange, and routing, then reach a bank account, wallet, or virtual card. Route approved.
Wallets
Payee chooses
Get started
Pricing
Mass payments, made effortless
Send one payout or thousands in a single run — pick the workflow that fits.
Recipient view — claim your payout
Standard · Rapid · Check
Let recipients choose how they get paid
Pay once with Xtrm Choice™ and every recipient picks their own withdrawal method — bank transfer, virtual Visa or Mastercard, or digital gift cards. No chasing bank details, no failed transfers.
Explore Xtrm Choice →The built-in Payee Manager
Never collect or store risky payment data again.
The first time someone is paid through Xtrm, the built-in payee manager gathers their sensitive financial, personal, and tax details as part of the payment flow — held by Xtrm, not by you. Collect larger payments on behalf of clients or partners via interconnected accounts, all available through the API.
Payee onboarding — collected in-flow
- Bank & payment details✓ verified
- Personal information (KYC)✓ verified
- Tax details (W-9 / W-8BEN)✓ collected
- Stored byXtrm — not you
Global
Pay in local currencies
0+
Companies
SOC 2 · PCI
Type 2 audited · card compliant
$0
To start — no setup fees
Solutions
One platform for every kind of payout
Mass Global Payments
Manage payments worldwide
Fund and pay across borders with Xtrm wallets — wallet architecture, multi-currency, built-in remitter manager.
Explore →Accounts Payable
Invoice payment made smarter
Monitor invoices and automate business expense payments, with built-in vendor onboarding.
Explore →Incentives & Rebates
Send smarter SPIFF, MDF, and rebates
Handle MDF programs, rebates, sales commissions, incentives, and bonuses intelligently.
Explore →Contractor Payments
Pay freelance staff with just an email address
Manage team payouts while building a global team, tax reporting included.
Explore →API Customized Payments
Integrate smart payment solutions
Xtrm handles aggregation, exchange, and transfers — fund, send, exchange, transfer, inside your operations.
For developers →Products
Xtrm Choice™ & Xtrm Direct™
Payees pick how they get paid — or you decide. Two payment methods, every payout option.
See payment methods →How does Xtrm work?
-
01
Create Account
Create your company account with our fast compliance validation.
-
02
Add Recipients
Add the people and companies you pay — an email address is enough.
-
03
Fund Wallet
Fund from many sources including card processing, ACH, wire.
-
04
Make Payment
Wallet-to-wallet exchange or transfer using Xtrm Choice™ or Xtrm Direct™.
Developers
Build payouts right into your product
Embed any payment option, bank or card processing and currency exchange — and manage or aggregate your portfolio of funds and payees securely in intelligent wallets, in multiple currencies. Integrated KYC, fraud and tax compliance.
POST /v4/payouts { "amount": 1250.00, "currency": "USD", "beneficiary": "amara@example.com", "method": "xtrm_choice" } // response { "status": "approved", "kyc": "passed" }
Approvals and controls, built in
Set dual-approval workflows so the right people sign off before money moves — with role-based control over who can create and who can approve.
- Dual-approval workflows
- Role-based permissions
Payout request · PR-2041
$12,400.00 · 38 recipients
- Step 1
Submitted
D. Reyes · Creator
- Step 2
Reviewed
M. Chen · Approver
- Step 3
Approved — funds released
S. Patel · Approver
Trust
Secure, compliant, and licensed
SOC 2
Type 2 · report on request
SOC 1
audited controls
PCI
compliant card processing
MTL
licensed via Corpay (MSB)
GDPR
see legal review flag
CCPA
compliant
Resources
Get smarter about global payments
Practical guides, live webinars, how-to articles, and customer proof — all from the Xtrm team.
